We’re taking our same great customer service, product knowledge and love of protecting clients to a new address! Starting May 16th you can find us at:
16300 Mill Creek Blvd Ste 208, Mill Creek, WA 98012
We can still be reached at 206-364-4230 and team@forestparkins.com and you’ll still get a timely response by the staff you know!
Come stop by anytime and say hello, we’d love to see you!
If you own a rental property in Snohomish or a home that happens to be vacant, a traditional homeowner’s insurance policy will not work.
You need what’s called a “Specialty Dwelling” insurance policy.
This is because traditional homeowners insurance excludes coverage for properties that are not owner-occupied.
In other words, if you don’t live in the house, it’s only covered by a specialty dwelling policy.
Forest Park Insurance Services represents several carriers who can insure your rental property or specialty use property.
There are multiple scenarios where specialty dwelling insurance is necessary:
Rental Properties — Specialty Dwelling insurance is the only type of policy that will work for a rental property.
There are certain coverages that you need as the owner of a non-owner occupied property that are only provided by a specialty dwelling insurance policy like for example Landlord Furnishings, and Tenant Liability.
Vacant Homes — vacant homes can present all kinds of problems which is why they can be extremely difficult to insure. Most insurance companies want nothing to do with a property that is vacant. We can help you though.
Seasonal & Vacation Homes — in many cases, in order to insure a secondary, seasonal, or vacation property, most companies require that you insure your primary residence with them as well, which isn’t always possible.
Older & Lower Value Homes — if your home is extremely old and/or the market value is considerably lower than the cost to rebuild it, many insurance companies may hesitate to cover it. Older or lower-valued properties present a number of problems, but we have access to specialty policies specifically for these types of homes.
Credit Problems — some homeowners might not have strong enough credit to qualify for a “standard” homeowner’s policy. When this is the case, specialty dwelling insurance is the alternative.
Homes Under Construction — in some situations your renovation, addition, or reconstruction project may require a specialty dwelling policy.
If you live in Snohomish and have a property that fits these parameters, give us a call or use the form below to get started.