We’ve Moved!   

We’re taking our same great customer service, product knowledge and love of protecting clients to a new address!  Starting May 16th you can find us at:

16300 Mill Creek Blvd Ste 208, Mill Creek, WA 98012

We can still be reached at 206-364-4230 and team@forestparkins.com and you’ll still get a timely response by the staff you know!

Come stop by anytime and say hello, we’d love to see you! 

Specialty Dwelling Insurance

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Looking for Rental or Vacant Property Insurance in Snohomish?

If you own a rental property in Snohomish or a home that happens to be vacant, a traditional homeowner’s insurance policy will not work.

You need what’s called a “Specialty Dwelling” insurance policy.

This is because traditional homeowners insurance excludes coverage for properties that are not owner-occupied.

In other words, if you don’t live in the house, it’s only covered by a specialty dwelling policy.

Forest Park Insurance Services represents several carriers who can insure your rental property or specialty use property.

Specialty Dwelling Insurance

There are multiple scenarios where specialty dwelling insurance is necessary:

Rental Properties — Specialty Dwelling insurance is the only type of policy that will work for a rental property.

There are certain coverages that you need as the owner of a non-owner occupied property that are only provided by a specialty dwelling insurance policy like for example Landlord Furnishings, and Tenant Liability.

Vacant Homes — vacant homes can present all kinds of problems which is why they can be extremely difficult to insure. Most insurance companies want nothing to do with a property that is vacant. We can help you though.

Seasonal & Vacation Homes — in many cases, in order to insure a secondary, seasonal, or vacation property, most companies require that you insure your primary residence with them as well, which isn’t always possible.

Older & Lower Value Homes — if your home is extremely old and/or the market value is considerably lower than the cost to rebuild it, many insurance companies may hesitate to cover it. Older or lower-valued properties present a number of problems, but we have access to specialty policies specifically for these types of homes.

Credit Problems — some homeowners might not have strong enough credit to qualify for a “standard” homeowner’s policy. When this is the case, specialty dwelling insurance is the alternative.

Homes Under Construction — in some situations your renovation, addition, or reconstruction project may require a specialty dwelling policy.

How to get started on your quote

If you live in Snohomish and have a property that fits these parameters, give us a call or use the form below to get started.

Please complete the form below for a quote.

Start A Quote Here

Are you ready to save time, aggravation, and money? The team at Forest Park Insurance Services is here and ready to make the process as painless as possible. We look forward to meeting you!

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